There are several benefits to using personal checks to pay your bills. For example, paying with checks can help you stay on track when budgeting. You can also keep track of your payments by using the check register that comes free with the checks. Checking accounts are easier to organize than credit card statements – a real bonus during tax season. When you order checks online, you can get really creative with fonts, images, and colors. Then you can see exactly how the check will look before you place your order.
The Benefits of Using Checks
There are several benefits to using paper checks. For example, if you’re trying to stick to a budget, writing out a check will make you more aware of the frivolous purchases you’re making. Most checks come with a register where you can write down how much you pay and see how much is left in your account. And if you want your checks to reflect your personality, you can now personalize them with unique fonts or even photos of your pets or sailboat. Finally, if you want to get out of debt, Dave Ramsey says using checks instead of credit cards is a no-brainer. You have to stop and think for a minute before you make a purchase – sometimes that pause is just enough to remember your priorities.
Keeping Track of Your Spending
One of the biggest advantages of using paper checks is that they can help you keep track of your spending. When you use cash or a debit card, it’s easy to lose track of how much money you’re actually spending. But when you write a check, you have to be mindful of how much money is in your account so that the check doesn’t bounce. This can help prevent overspending and keep you on budget. And when you balance your checking account each month, you’ll get the big picture of how you are spending your money.
Checks Keep You Organized
When tax season comes around, it is easier to find checks than transactions on credit card statements. Most banks keep electronic copies of your checks, so you can quickly print them when you need proof of payment. You can also search for checks by amount or date when you log into your checking account online. Plus, checks have a memo field where you can explain what the check was for. This is handy when you are trying to remember why you gave your child’s teacher a check for $34 six months later.
Conclusion
With all of these advantages, it’s no wonder that many still use paper checks for their payments. Whether you’re trying to stay on budget or keep track of your spending, personal checks offer a simple way to do both. Not to mention, they can also be personalized to reflect your unique personality. So next time you need to make a payment, consider reaching for a paper check instead.
